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About Our Agency

Holt & Legge Insurance is your Main Street source for insurance.

We are your local independent insurance agency since 1881.

Home » About Our Agency

Hi! We are Holt & Legge Insurance, and we have over a century of experience in the insurance industry. We put that knowledge and expertise to work for you, helping you find the right insurance for your needs—whether you’re an individual, family, or business.

Our History

We are located in Gallatin, TN, which is fitting for us. The city has so much history behind it, just like our agency. Holt & Legge Insurance was originally founded in 1881 in Hartsville, TN, by the Donoho family and remained in the Donoho family until 2011. In 2004, Daryl Holt became a partner and opened our Gallatin, TN, office. In 2006, Reese Legge joined the agency. In 2011, operations were consolidated to the Gallatin office under the Capital Risk Management Group umbrella to better serve Middle Tennessee. A partnering office was also opened in Knoxville, TN, in 2011, operating as Knoxville Insurance Group.

140+ Years

in business

Founded in


What We Do

We are a Main Street independent insurance agency with a personal touch for individuals and businesses. Big enough to offer many company options and small enough to provide individual attention, we are also flexible enough to offer many platforms for communication. You won’t find salespeople peddling policies here. Rather, we prefer to spend time with you in order to get to know your needs. We meet those needs with products that fit just right and with services that make the experiences of buying and using insurance easy and beneficial.

Our Mission Statement

At Holt & Legge Insurance, our mission is rooted in our history. For over a century we’ve helped the people in Middle Tennessee find the right insurance for their needs, and our goal is to continue to do so with excellent customer service for many more years to come.

Why Go Independent?
Rooted in Gallatin, TN

Much like our agency’s history is rooted in Gallatin, TN, our team of local agents is too. Many of our insurance professionals are Tennessee natives, and they are eager to help you.

Meet Our Team
About Our Agency - Cumberland River Seen From Above, Trees on Each Bank, the Sky Hazy

Get Started Today

As an independent agency, we are here to help you find the right coverage.

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Serving Middle Tennessee and Beyond

We are proud to serve clients throughout our home state of Tennessee as well as clients in over five other states.

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • Personalized insurance solutions.
  • Friendly, knowledgeable service.
  • Building trusted relationships.
Find Out How

Get the power of choice when it comes to finding the right insurance for your situation. We offer a wide variety of policies and price points to choose from.


Rely on us to simplify the insurance process, from advising you on your risks and solutions, to advocating on your behalf to the insurance company.


Count on us to be there for you every step of the way with personable and professional service so you always have the right coverage for your insurance needs.

Insurance Solutions We Specialize In

We specialize in a variety of coverage options to meet your unique insurance needs.

  Request an Insurance Quote

As an independent agency, we are here to help you find the right coverage.

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It only takes a minute to get started.

  • Fill out the form, we’ll be in touch.
  • Go over your options with an agent.
  • Get the coverage you need.

Would you rather discuss this in person? Get in touch with an agent today!